| Savings Rates Effective as of 05.06.08 |
| Certificate Rates |
Interest Rate |
APY |
| Minimum balance to open and earn APY $500.00 |
| 3 Month Certificate |
2.37% |
2.40% |
| 6 Month Certificate |
2.42% |
2.45% |
| 9 Month Certificate |
2.37% |
2.40% |
| 11 Month Certificate with Checking* |
2.37% |
2.40% |
| 11 Month Certificate without Checking |
1.98% |
2.00% |
| 12 Month Certificate |
2.47% |
2.50% |
| 18 Month Certificate |
2.37% |
2.40% |
| 24 Month Certificate |
2.57% |
2.60% |
| 30 Month Certificate |
2.72% |
2.75% |
| 36 Month Certificate |
2.96% |
3.00% |
| 48 Month Certificate |
3.06% |
3.10% |
| 60 Month Certificate |
3.20% |
3.25% |
| IRA Accounts |
Interest Rate |
APY |
| Minimum balance to open and earn APY $500.00 |
| 3 Month Certificate |
2.37% |
2.40% |
| 6 Month Certificate |
2.42% |
2.45% |
| 9 Month Certificate |
2.37% |
2.40% |
| 11 Month Certificate with Checking* |
2.37% |
2.40% |
| 11 Month Certificate without Checking |
1.98% |
2.00% |
| 12 Month Certificate |
2.47% |
2.50% |
| 18 Month Certificate |
2.37% |
2.40% |
| 18 Month Variable Certificate |
1.82% |
1.84% |
| 24 Month Certificate |
2.57% |
2.60% |
| 30 Month Certificate |
2.72% |
2.75% |
| 36 Month Certificate |
2.96% |
3.00% |
| 48 Month Certificate |
3.06% |
3.10% |
| 60 Month Certificate |
3.20% |
3.25% |
| Passbook Savings/Statement Savings |
Interest Rate |
APY |
| Minimum Balance to open and earn APY $50.00 |
Tier I
Minimum Balance to earn APY $50.00 - $2,499.99 |
0.40% |
0.40% |
Tier II
Minimum Balance to earn APY
$2,500.00 to $49,999.99 |
0.70% |
0.70% |
Tier III
Minimum Balance to earn APY
$50,000.00 and Over |
1.00% |
1.00% |
Tier I
Minimum Balance to earn APY
$50.00-$999.00 |
1.00% |
1.00% |
Tier II
Minimum Balance to earn APY
$1,000.00-$4999.00 |
1.98% |
2.00% |
Tier III
Minimum Balance to earn APY
$5,000.00 and Over |
2.96% |
3.00% |
Tier I
Minimum Balance to earn APY $50.00-$999.00 |
0.10% |
0.10% |
Tier II
Minimum Balance to earn APY
$1,000.00-$9,999.00 |
0.20% |
0.20% |
Tier III
Minimum Balance to earn APY
$10,000.00 and Over |
0.25% |
0.25% |
Tier I
Minimum Balance to earn APY
$9,999.99 and Under |
0.50% |
0.50% |
Tier II
Minimum Balance to earn APY
$10,000.00-$49,999.99 |
1.74% |
1.75% |
Tier III
Minimum Balance to earn APY
$50,000.00-$99,999.99 |
2.23% |
2.25% |
Tier IV
Minimum Balance to earn APY
$100,000.00-$149,999.99 |
2.72% |
2.75% |
Tier V
Minimum Balance to earn APY
$150,000.00 and Over |
2.86% |
2.90% |
Equal
Housing Lender.
